Reading Magazines Online, Free.

August 19, 2008 · Filed Under Entertainment, Tech · 2 Comments 

A great new website is up and coming that lets user share magazine articles or a whole magazine. It is free for everyone to read and use. All the magazines and content is user generated, scanned articles, which makes me wonder if the website will end up in a few law suits from the magazines company. There isn’t a huge selection on the website yet but I am pretty sure that in a few months it will have hundreds of complete magazines. It has all types so far: men, fashion, women, lifestyle, etc. and the quality of the scans is pretty good. Mygazines seems to be having a bit of difficulties with bandwidth at this moment but it should be fine in a few minutes.

Source: LifeHacker.com

Types Of College Loans.

August 11, 2008 · Filed Under College Life 101 · Comment 

Whether you are going to college for your first year or you’re going back for one more year of adventures. College is very expensive and most people can’t afford it all together or didn’t get enough financial aid. You should know what type of loans you are dealing with or what types of loans can you get. I came across this small article that has a definition for some of the college loans and I believe it should be helpful to everyone.

Private Loans: There are hundreds of agencies that will help college students find a loan. Do some research and find the one that will work best for you. Private student loans can be used for education related expenses including tuition, books, transportation and room and board. Some also give you a $300 principal reduction reward upon graduation.

PLUS Loans: A PLUS loan is given out to the parents of the students. This allows the parent to take out as much money as they need to help pay the tuition and other needs of the child’s education.

Stafford Loans: Stafford loans are loans that are usually given out by agencies. They work with the federal government so that college can be a possibility for everyone who wants to attend. Standford loans are taken out in the name of the person who is attending college. Standford loans allow dependent undergraduate students to borrow $2,625 their freshman year. For their sophomore year they are allowed $3,500 and $5,500 each year after that. Students who are independent can borrow an additional $4,000 their freshman and sophomore years. Once they’ve reached their junior year, they qualify for an additional $5,000 every year. Graduate students can borrow up to $18,500 per year. These are great because they are for both independent and dependent students.

You always have a financial advisor that could help you on making the right decisions and what you should do in certain situations. The best thing is to try to avoid loans all together as much as possible. Push hard for your grades so you can work on getting scholarships and grants. Look out for clubs on your campus that might offer scholarships to the people involved. It is also good to work on how you’re going to pay for your loans. Most of them are due when you graduate and get a job but some might not. Also pay close attention to the interest you have to pay, if it will change or be fixed.

Yasser

E-Passports Cloned In Minutes.

August 7, 2008 · Filed Under Security, Tech · Comment 

I have never ever trusted security mechanisms that use Biometrics because they are simply not as secure as they say and the movie shows them. When the buzz started spreading about the use of electronic passports, I knew it was going to be another bad idea. The Times Online wrote an article about how two e-passports were cloned in minutes and replaced with the image of Bin Laden and another bomber. According to the UN software passport reader they were very legit passports. People need to understand that just because it’s a chip or it’s electronic doesn’t mean that it makes it more secure. On the contrary, computers are not safe at all. According to the article there are more security measures that are getting implemented but obviously not fast enough. Until then I will keep not trusting e-passports.

Yasser

How Much Is Your Website Worth?

August 4, 2008 · Filed Under Tech · Comment 

How many times have you thought about the Internet Real Estate business but never had any idea of how it works or how much to pay for something. Martin Brinkmann wrote a great article about what helps determines the value of a website. Popularity is the first obvious thing to consider. The more visitors a website has then the better it is for business. But other things come into play also like how much money does it make in that moment or the age of the domain and history of it. When determining how popular a website is then there comes different tools and ways of measuring it. The first common one would be the PageRank which usually doesn’t give much details unless it is above a 5. But some people would consider Alexa Ranking a more valuable way of measuring the popularity of a website.

There are many factors that come into play when pricing a website. But in the end it is a very inexact science and calculation of how much the name or service is worth.

From Web 2.0 to 3.0

August 2, 2008 · Filed Under Tech · 4 Comments 

Marc Benioff (CEO of salesforce.com) has written an article for TechCrunchIT about the evolution of Web structure. He explains what the future is bringing and what he labels Web 3.0.

The new rallying cry of Web 3.0 is that anyone can innovate, anywhere. Code is written, collaborated on, debugged, tested, deployed, and run in the cloud. When innovation is untethered from the time and capital constraints of infrastructure, it can truly flourish.

From what I interpreted Web 3.0 goes from websites with API or users writing the programs instead of the companies. The clearest example will have to be Facebook. Instead of the company writing programs to make the service better, the users themselves are the one building on top of it and improving it in their own ways. I have small belief that this should be considered Web 3.0, if anything I would name it Web 2.5 . It is a small step forward from user generated data, to users generating software. In any case Web 2.0 is still the leader of things and creating the biggest market. But there is no doubt that user generated software is caching on quick and it is very beneficial for companies. Saving them money and time.

Yasser